Monday, July 19, 2021

Dental Insurance That Covers Invisalign

50 and 2000 lifetime max. This means even if you and your friend both have Delta Dental they may cover her Invisalign treatment at 30 while yours is only covered at 25.

Will Dental Insurance Cover Invisalign Plaza Dental

Humana offers some dental insurance plans with orthodontic coverage and they also offer dental discount plans.

Dental insurance that covers invisalign. As mentioned above many dental insurance plans will cover Invisalign treatment just like they would traditional metal braces. Dental insurance policies with benefits for adult orthodontia may cover from 25 to 50of the costs. While many dental insurance plans include coverage for braces be aware of any additional costs that may be a part of your treatment.

Your insurance may pay for a certain percentage of your Invisalign treatment or it may pay for a certain dollar amount. Dental insurance that covers Invisalign for adults Humana. That means that with some plans insurance might pay a certain percentage of treatment costs or.

They do offer a dental savings plan that can help. CarePlus not only provides benefits for orthodontics treatment but also general dentistry needs. Dental insurance policies can be enhanced in a short time to offer additional coverage to your existing plan.

Without insurance coverage your Invisalign treatment price could range anywhere from 4000 to 8000. Tap into millions of market reports with one search. The costs will depend on the length of treatment your customized aligners and your overall orthodontic treatment such as x-rays or tooth extraction to prepare for Invisalign treatments.

Aetna may offer Invisalign coverage although most plans dont. Dental insurance that covers braces for adults. Explain that you would like an Invisalign treatment and verify from the company if your policy includes Invisalign coverage.

This is a very effective technique that is specifically designed to suit your dental requirements. Dental insurance plans sometimes cover Invisalign treatment although it depends on your specific provider and plan. Some dental insurance plans will cover the cost of 50.

Many dental insurance plans cover Invisalign treatment the same way they cover braces. Finding a dental insurance plan that. But with more discount programs and expanded dental networks popping up today you can have straighter teeth and a gorgeous smile without breaking the bank.

Make sure you clearly understand the details of your dental plan so you dont have to pay for unexpected costs. This was maybe 10 years ago though. And back then they only covered metal braces.

Knowing exactly what treatments you need will help you find dental insurance that covers braces. Most dental insurance plans have a lifetime maximum meaning once you meet that dollar amount you will be responsible for any remaining or additional costs that you incur. Tap into millions of market reports with one search.

The company claims that many dental insurance plans cover Invisalign. Between all the office visits dentists fees and manufacturing costs Invisalign can cost a few thousand dollars which you might not be ready to pay. Often there is a lifetime cap on the amount insurance will pay for orthodontic treatment.

Invisalign is a very popular orthodontic treatment that straightens teeth setting. Advertentie Unlimited access to Dental Insurance market reports on 180 countries. Invisalign is an alternative to metal braces.

I remember years ago Invisalign was considered a cosmetic procedure and insurance companies didnt cover it at all. Fortunately your dental insurance might be able to help. It does not require any traditional braces to repair your dental alignment.

Call the customer care number given on your dental insurance policy. The mechanism of this treatment is to push your teeth to a desired position. Just wasnt sure if that would cover Invisalign or just regular metal braces.

Unlike other insurance plans our Invisalign insurance also covers treatment needed before orthodontics such as habit appliances and expanders as well as any retainers needed after Invisalign. Patients are responsible to pay the remaining charges. Some companies such as Aetna state they usually cover Invisalign but your individual employment coverage may be different even if you have an Aetna plan.

Advertentie Unlimited access to Dental Insurance market reports on 180 countries. Finding dental insurance that covers braces for adults may take some time.

Payer Id Number

Found this number too - FEIN. Payers can sometimes use different payer IDs depending on the clearinghouse theyre working with.

Id Card Bluecrossmn

Medicaid HMO 25 13735 Aetna Health Inc.

Payer id number. PA Medicaid 25169Green Card. It may also be alpha numeric or a combination. A I Benefit Plan Administrators.

The payer ID is generally five 5 characters but it may be longer. This number was shown also. Payer ID Payer Name Comments 11090 Avera Health Plans 10067 AvMed Health Plans 13225 Bankers Life and Casualty 13656 Banner University Family Care 13634 BCBS Texas Medicaid Star CHIP 13621 BCBS West Virginia - Highmark BCBSWV PROFESSIONAL Enrollment Required 11101 BCBS West Virginia - Highmark BCBS WV INSTITUTIONAL.

Your taxpayer identification number will either have been issued by the Social Security Administration SSA or by the IRS this depends on what kind of TIN is required for your tax return see above. Claim PaymentAdvice 835 -. It is issued either by the Social Security Administration SSA or by the IRS.

If you still cannot find your EIN call the IRS Business and Specialty Tax Line at 800-829-4933 to request a search for the number. A payer ID is a unique ID that is assigned to each insurance company. 137654 CALIFORNIA INCORPORATED Payer ID.

How do I find the payer ID number. Below are some common examples. Here are the contact numbers.

For billing accounts the clearinghouse you are set up with your account will be your default list. If you are unable to locate the payer ID please enter NA or None. Did you try this EIN.

Most Common Payer IDHealth Plan ID Numbers NAIC Codes Pennsylvania Health Care Cost Containment Council February 2021 Full Name of PayerInsurer Product Type Payer Type Code NAIC Code Product NamesNotes Aetna Better Health Inc. The payer ID is typically a 5 character code but it could be longer. A Social Security number SSN is issued by the SSA whereas all other TINs are issued by the IRS.

This ID is used for submitting claims electronically through our system. Since it doesnt appear to be on your form you can try calling the NJ Department of Labor and Workforce Development to get the Payers ID number. If you opened a bank account or applied for a license for your business you can also obtain the EIN from the bank or licensing agency.

The payer ID is often located on the back of the insurance card in the Provider or Claims Submission section. Payer id 95440 87726 N P O Box 6108 Lafayette IN 47903 ASRM CORP ASRM1 N ASSOCIATED ADMINISTRATORS AAIOR N PO BOX 1271 PORTLAND OR 97207 ASSOCIATES FOR HEALTHCARE 36326 N PO BOX 981 BROOKFIELD WI 53008 Assurant Employee Benefits - Formerly Fortis ASSUR N PO BOX 624 MILWAUKEE WI 53201. Real Time SOAP REST API Enrollment Required.

Hover over the Billing tab and choose Payer Search under the Enrollments section. If you have questions contact Gateway Provider Servicing Department at 1-800-685-5205. This AltaPoint short training series with Dwayne R Prejean demonstrates where to enter payer ID numbers.

Gateway Health Plan has several different Payer ID numbers please look for the Payer ID on the ID card before submitting. The SSA will issue social security numbers SSN and the IRS is responsible for issuing all other taxpayer identification numbers. 2734 rijen The Insurance Payer ID is a unique identification number assigned.

Payer Name State Payer ID LOB Transaction Method Info Updated NLH Netcare Life and Health Insurance. 1199 National Benefit Fund. Our Federal Employer ID Number is 74-2652689.

A Taxpayer Identification Number TIN is an identification number used by the Internal Revenue Service IRS in the administration of tax laws.

Saturday, July 17, 2021

Does Medicare Cover Enbrel

If you have Medicare you can sign up for a plan that can help cover the cost of ENBREL. Does Medicare Cover Enbrel.

Enbrel And Medicare Plans Eligibility And Costs

Tier 5 drugs cost more than Tier 1 2 3 and 4 drugs.

Does medicare cover enbrel. There is no income requirement to participate in this program. 76 of Medicare Advantage plans and Medicare Part D plans cover Enbrel. Medicare coverage for many tests items and services depends on where you live.

Our team of Medicare Solutions specialists can help you understand your Medicare coverage including the donut hole and anticipating annual out-of-pocket costs for ENBREL. Medicare prescription drugs plans each have their own formulary or drug list that details what prescription drugs are covered by the plan and how they are covered. Enbrel is not available as a generic and is.

This list includes tests items and services covered and non-covered if coverage is the same no matter where you live. Medex Vision Hearing. Applies to all Blue Shield of California Medicare Part D plans Diagnosis Considered for Coverage.

As a result Medicare may cover it at a reduced rate. Does Medicare cover Enbrel. All FDA-approved indications not otherwise excluded from Part D Coverage Criteria.

Medicare classifies Enbrel as a specialty drug and places it in a higher cost category. Many Medicare Part D and Medicare Advantage Part C plans cover Enbrel but costs vary by individual plan. Diagnosed by a Rheumatologist AND.

Most Medicare Advantage beneficiaries 88 percent are enrolled in MA-PDs. They can also screen for Extra Help Low Income Subsidy eligibility or provide referral assistance to third-party nonprofit foundations. Shop 2020 Medicare plans.

Just call 1-888-4ENBREL 1-888-436-2735. This program helps eligible patients cover out-of-pocket costs related to Enbrel up to program limits. Medicare plans typically list Enbrel in Tier 5 of their formulary.

1 Medicare Advantage plans that offer prescription drug coverage are called Medicare Advantage Prescription Drug Plans MA-PD. Daily pills not covered. Medicare Advantage plans that offer prescription drug coverage are called Medicare Advantage Prescription Drug Plans MA-PD.

Anzeige Find your best rate from over 4700 Medicare plans nationwide. Medicare Solutions specialists are available 8 AM to 8 PM ET Monday through Friday. I am a former user of Enbrel.

Applies to all Blue Shield of California Medicare Part D plans Diagnosis Considered for Coverage. 69 of Medicare Advantage plans and Medicare Part D plans cover Xeljanz. 2021 Prescription Drug Plans.

Tier 5 drugs are usually non-preferred brand-name drugs. This offer is not valid for patients whose Enbrel prescription is paid for in whole or in part by Medicare Medicaid or any other federal or state programs. Protect the best years ahead.

MEDICARE PART D COVERAGE CRITERIA ENBREL etanercept Plan Limitations. All FDA-approved indications not otherwise excluded from Part D Coverage Criteria. Learn about the 2 main ways to get your Medicare coverage Original Medicare or a Medicare Advantage Plan Part C.

Tried the infusion 550 I paid out of pocket. If Part B doesnt cover them Part D does. This means that Enbrel is likely covered by Medicare Part D but may be covered at a reduced rate.

The cost for Enbrel subcutaneous solution 50 mgmL is around 6240 for a supply of 4 milliliters depending on the pharmacy you visit. Now with Medicare only no co-pay assistance. Protect the best years ahead.

Anzeige Find your best rate from over 4700 Medicare plans nationwide. Because the drug is relatively new and is only for use in specific patients it is usually classified as a specialty drug when it comes to Medicare coverage. Prices are for cash paying customers only and are not valid with insurance plans.

Medicare refuses to assist. Medicare PPO Blue PlusRx. Medicare helps pay for oral anti-nausea drugs you use as part of an anti-cancer chemotherapeutic regimen if theyre administered before at or within 48 hours of chemotherapy or are used as a full therapeutic replacement for an intravenous anti-nausea drug.

Shop 2020 Medicare plans. 2021 Medicare Supplement Plans. Your Medicare coverage choices.

While working with regular insurance no issues co-pay worked great. Options I have applied for are rejected. Our Medicare Solutions team can help patients understand their Medicare coverage.

MEDICARE PART D COVERAGE CRITERIA ENBREL etanercept Plan Limitations. Generally Medicare Advantage Part.

Lenscrafters Escondido Promenade

LensCrafters located at 200 E Via Rancho Pkwy offers the best selection of the latest trends. Get the inside info on LensCrafters.

Lenscrafters 1284 Auto Park Way Ste C Escondido Ca 92029 Yp Com

1000 AM - 500 PM.

Lenscrafters escondido promenade. LensCrafters store or outlet store located in Escondido California - Escondido Promenade location address. North Countys Neighborhood Center. 1200 Auto Park Way Escondido California - CA 92029.

4353 la jolla village dr ste h-20 san diego CA 92122-1242. LensCrafters Escondido ১০ট লইক ৪২৩ গৰক ইয়ত আছল At LensCrafters located at 1284 Auto Park Way we believe vision care is about far more than a. Come visit our offices at 1284 Auto Park Way Escondido CA 92029 and let us help you see and look your best.

Business details special offers read 5 reviews and moreSunglasses. It is situated at 1284 Auto Park Way Escondido Promenade Ste c Escondido and its contact number is 760-745-9593. Enjoy The Pick-Up on your next visit to Escondido Promenade.

At LensCrafters located at 1284 Auto Park Way we believe vision care is about far more than a pair of glasses or a. Free Shipping Returns. Login Or Sign Up.

Skip to content. Opening at 1000am Opening at 1000am Open for Pick-Up To Go. 900 AM - 700 PM Open Today.

A valid doctors contact lens prescription is required and the cost of an eye exam is not included. 10 likes 421 were here. Regular prices range from 2599 to 33999 per one box.

Small quantities of eyewear can also be dropped off at a local Sears Optical or Pearle Vision locations. 1284 auto park way ste c escondido CA 92029-2222. 1200 Auto Park Way Escondido CA.

As your local Escondido optometrist Escondido Promenade Eyexam of CA can help diagnose treat and detect subtle changes in your eyes year over year. Discount may vary by product. See what is here.

900 AM - 700 PM Open Today. M-F 10am-9pm S 10am-8pm Su 11am-7pm Some hours may vary. See reviews photos directions phone numbers and more for Lenscrafters Escondido Promenade locations in Escondido CA.

900 AM - 700 PM Open Today. SIGN UP FOR OUR NEWSLETTER. LensCrafters accepts eyewear donations to be responsibly recycled.

900 AM - 700 PM Open Today. At LensCrafters located at 1284 Auto Park Way we believe vision care is. 900 AM - 600 PM Open Today.

M-f 10am-9pm s 10AM-8PM Su 11am-7pm. Health. See associate for details.

Find information about hours locations online information and users ratings and reviews. Eyewear Opticians in Escondido CA. LensCrafters located at 1284 Auto Park Way offers the best selection of the latest trends in eyewear from leading designer brands.

Escondido CA Optical Goods Stores Sunglasses LensCrafters LensCrafters 1284 Auto Park Way Ste C Escondido Promenade. 1284 Auto Park Way. LensCrafters OneSight Program Escondido Promenade.

Browse all LensCrafters locations in Escondido CA. LensCrafters - lensCrafters optique clairemont drive. LensCrafters - lensCrafters escondido promenade.

900 AM - 700 PM Open Today. Stay in the loop. About Lenscrafters North County Fair With a mission of helping people look and see their best your Escondido LensCrafters has a passion for eyes.

LensCrafters - lensCrafters university towne centre. Lenscrafters 357 is a Eyewear Supplier equipment Not The Service Store in Escondido California. FOR MORE INFORMATION CALL OUR TOLL.

Discounts are off tag price. 4595 clairemont dr san diego CA 92117-5566. 10 likes 1 talking about this 423 were here.

Save money on LensCrafters and find store or outlet near me. About Lenscrafters Escondido Promenade With a mission of helping people look and see their best your Escondido LensCrafters has a passion for eyes. North Countys Neighborhood Center.

Florida Blue Online Payment

Set up one-time and recurring payments in minutes. Dental Life and Disability are offered by Florida Combined Life Insurance Company Inc DBA Florida Combined Life an affiliate of Blue Cross and Blue Shield of Florida Inc.

Individual Family Plan Member Login Florida Blue Florida Blue

At your request we can now accept credit cards for monthly payments in addition.

Florida blue online payment. Claims may be submitted online or by mail to. You have reached the Pay Your Bill page. If you are making a payment on behalf of a Florida Blue member use the link below to make a one-time payment.

GWC MF 001 NF 122014. 6 he If t information is correct click Submit Payment. Click here or log in to the Florida Blue mobile app to make a one-time payment or set up automatic monthly payments.

You can pay your premium online by credit or debit card or electronic funds transfer from your bank account. From the dropdown select your payment account or select. After you click Make a Payment youll see your billing details including plan name payment due date and amount due for each plan.

Pay FLORIDA BLUE with a credit or debit card online using Plastiq a secure online payment service. Check the Terms Conditions checkbox. These companies are Independent Licensees of the Blue Cross and Blue.

Pay with Debit Card. Follow the prompts and select the option Make a. Pay Your Bill.

Florida Blue offers affordable health insurance plans to individuals families and businesses. Doxo is the simple protected way to pay your bills with a single account and accomplish your financial goals. The total amount due will display.

Manage all your bills get payment due date reminders and schedule automatic payments from a single app. You view or print a step-by-step guide to setting up and making payments here. You want to enroll members of your household in separate Qualified Health Plans.

Let the experts at Florida Blue help you. If you make payments through your bank or credit unions online bill pay system please have the payment sent to Florida Blue PO. To make a claim and receive a payment you must file a claim form online or by mail postmarked by November 5 2021.

GuideWell Connect has entered into an arrangement with Florida Blue to provide software for online plan shopping and application. HMO coverage is offered by Health Options Inc DBA Florida Blue HMO an HMO affiliate of Blue Cross and Blue Shield of Florida Inc. 1-800-352-2583 option 1 or.

Box 660879 Dallas TX 75266-0879. New Ways to Pay. Member Login Florida Blue.

Florida Blue members with Individual or Family Plansnot through your job or Medicare now have. Call now to speak to a Medicare expert. You can use a debit not a credit card or pay using your checking account using your routing and checking account number.

Click Review Payment to continue. To the right of the desired Contract ID. If you have questions about making payments call customer service at 1-800-352-2583.

To add a new account. Health insurance is offered by Blue Cross and Blue Shield of Florida Inc DBA Florida Blue. On the member website homepage.

Blue Cross Blue Shield Settlement co JND Legal Administration. Call 800-352-2583 and say Pay my bill. Members now have a new way to pay.

Explore our medical dental and Medicare health care plans. Pay with Bank Account. Guest Payment Get information fast with BlueAnswers.

Need help completing your enrollment. We are here in the Winston YMCA. Pay your Florida Blue bill online with doxo Pay with a credit card debit card or direct from your bank account.

We have agents standing by to help you enroll. Payment method and enter the amount you want to pay in the Payment Amount field. 283 likes 1 talking about this 344 were here.

Friday, July 16, 2021

Do You Need A Primary Care Physician

Selecting a PCP that is included in your plans network can help save you money. Theyre your go-to resource when your kid needs a physical to participate in team sports.

10 Reasons Why You Need A Primary Care Doctor Unitypoint

Primary care physicians PCPs are generalists who see adult patients for common ailments including respiratory infections headaches back pain and urinary infections.

Do you need a primary care physician. There are several different types of doctors that are considered Primary Care Physicians. Depending on your specific health needs youll visit your primary care physician at least once a year for an annual checkup and any appropriate preventive health screenings such as cancer diabetes or cholesterol screenings. Heres Why You Need a Primary Care Physician Sticking with the same doctor over years can help your health.

Treatment of common illnesses Preventative care before you get sick Management of chroniclong-lasting conditions. But finding the right doctor can be difficult. Which do you prefer for your primary care physician.

Its very important to have a primary care physician says Wilnise Jasmin MD a family medicine physician in Baltimore. A primary care provider practices general healthcare that addresses a wide variety of patients health concerns. Demographics For those who arent sure about the terminology a primary care physician could be a family doctor doctor of osteopathic medicine nurse practitioner internist or a number of other things.

No you dont have to have a primary care doctor. Primary care physicians are the connections patients need to the increasingly fragmented world of health care. Theyre the ones patients come to rely on even when being circulated to various specialists.

Find all states with Primary Care Physicians. At GoHealth Urgent Care we believe that preventative medicine is one of the cornerstones of a healthy America and an important part of that is finding a dedicated doctor. But itll just mean that the provider whos giving you the.

You can locate doctors that are in-network and accepting new patients easily. Theyre typically the first healthcare professional you consult when you have a health issue. Theyre the ones that patients get to develop long-term relationships with.

A primary care physician can. When youre running a fever. Regardless of what becomes of your condition we strongly advise getting a primary care physician anyway.

Your primary care doctor is trained in treating a wide variety of conditions and can also help you coordinate care should you need to see a specialist. A primary care provider is your first line of defense in healthcare. They are the person to see if you need a vaccination have an upper respiratory infection or require help to.

But the work they do is invaluable to your health. They also manage chronic conditions such as high blood pressure diabetes heart. A visit to your primary care doctor can be your opportunity to ask about all of the above.

They can help keep you healthy through preventive care. A primary care provider is a doctor who handles your routine health care. A primary care physician is a medical doctor whos trained to prevent diagnose and treat a broad array of illnesses and injuries in the general population.

Your family doctor or primary care provider which includes both physicians and advanced practice providers like a nurse practitioner NP or a physicians assistant PA - may not have the needed training to treat specific conditions as well as a specialist would. You can get help managing your chronic care. Decide what type of PCP you need.

When you wake up with a scratch in your throat and you suspect strep its time to head to your primary care provider. A lot of people dont. Now that you know what a primary care physician is heres why you need one.

Click on your state to see a list of Primary Care Physicians.

Wednesday, July 14, 2021

Employee Waiver Form

You the employee must complete this application. EMPLOYEE WAIVER FORM Blue Cross Blue Shield of Michigan is a nonprofit corporation and independent licensee of the Blue Cross and Blue Shield Association.

Disclaimer Liability Example Release Employee Waiver Form Free Hudsonradc

This is the most commonly used waiver and is intended for activities in which participation is voluntary.

Employee waiver form. Employee Health Benefits Form. Download Our Employee Form All 2000 Essential Business and Legal Templates. Name Agency Phone.

To support a waiver request your employer must obtain a signed Voluntary Waiver Form from you each year updated as necessary to reflect any changes to the information provided. Guide to Federal Employees Group Life Insurance Program. Although it may be difficult for employees.

You are solely responsible for its accuracy and completeness. Edit with Office GoogleDocs iWork etc. The employee tuition waiver for the term.

Even if you receive health care services through another employer either as an employee of that other. Using the CUNY Employee Tuition Fee Waiver Form OFSR 305 may be reportable as wages and subject to withholdings if educational assistance benefits exceed the 5250 threshold are non-job-related and do not meet the requirements of the. Why start from scratch on your HR forms.

All eligible state employees must submit USFs State Employee Waiver Form signed by the employee the employees supervisor and agency director and complete the USF application process if not a currently enrolled USF student. In Ontario there are rules about workplace safety. HA-0109-0920 EMPLOYEE COVERAGE WAIVERREINSTATEMENT FORM PART 2.

Since this release is voluntary it may be revoked at any time by the employee. We understand that this payment may not be more than 25 percent of the amount saved by the employer because of the waiver. Insurance plans offered by Anthem Blue Cross Life and Health Insurance Com pany.

Edit with Office GoogleDocs iWork etc. Can my employer make me sign a form saying its not their fault if I get COVID-19. Please complete and return to your Group Administrator.

Annonce Download Template Fill in the Blanks Job Done. The short answer is no. Courts often rule that the unequal bargaining power between.

For work-related injuries employees generally cannot waive their workers compensation claims. Should be used in conjunction with the ElectiveVoluntary Waiver. STATE EMPLOYEE TUITION WAIVER PROGRAM PARTICIPATION TEMPLATE FORM _____ Name of State University or Florida College System Institution By completing this form you are requesting agency approval to participate in this program.

EMPLOYER CERTIFICATION o We will pay the above employee _____ every _____ in place of providing SHBP or SEHBP coverage. It is a blanket authorization that covers a range of circumstances and does not expire. California Employee Waiver Form For Small Groups Health care plans offered by Anthem Blue Cross.

You will still need to complete the appropriate forms of the school you are attending. FEHB PC Waiver Federal Employees Health Benefits Program FEHB Premium Conversion WaiverElection Form. Waivers for employees are enforceable only in limited situations said Benjamin Ross an attorney with Fisher Phillips in Denver.

An Employee Photo Release Form is a document signed by an employee granting permission to be photographed at work. I understand that the USF Employee Tuition Program may or may not cover all of my tuition and fees and it is my responsibility to. Annonce Download Template Fill in the Blanks Job Done.

But some employers have been asking their employees to sign something called a waiver that says this. Form Number if applicable Form Description Federal Employees Health Benefits Program. If a lot of people wish to participate in an activity you can post one copy of the ElectiveVoluntary or Required Waiver and have everyone sign the Group Waiver.

WP 12466 OCT 14 R034573. Waiver pdf When to Use. BenefitsRetirement for New Employees.

Whether you need a performance appraisal form a new-hire survey or a nondisclosure agreement weve got it. Employee waivers are even further limited due to workers compensation statutes where states generally require medical expenses lost wages and rehabilitation costs be provided to employees injured in the course and scope of their employment. Please print Employee Name.

Submit form by email to benefitsusfedu I understand that enrollment in this course affords me no student privileges unless I otherwise meet the criteria for such privileges. Download Our Employee Form All 2000 Essential Business and Legal Templates.

Health Marketplace Customer Service Phone Number

Box Office Mojo Find Movie Box Office Data. The HealthMarkets Customer Service team is your ally. Create A Health Insurance Marketplace A...